CRT has developed a Business Continuity Plan that addresses how we will respond to events that significantly disrupt our business. Since the timing and impact of disasters and disruptions is unpredictable, we must be flexible in responding to actual events as they occur. With that in mind, we are providing you with this information on our business continuity plan.

Our Business Continuity Plan

We plan to quickly recover and resume business operations after a significant business disruption and respond by safeguarding our employees and property, making a financial and operational assessment, protecting the firm's books and records, and allowing our customers to transact business. In short, our business continuity plan is designed to permit our firm to resume operations as quickly as possible, given the scope and severity of the significant business disruption.

Our business continuity plan addresses: data backup and recovery, all mission critical systems, financial and operational assessments, alternative communications with customers, employees, and regulators, alternate physical location of employees, critical supplier, contractor, bank and counter-party impact, regulatory reporting, and prompt access to customers funds and securities if the Firm is unable to continue business. In addition, the plan contains various plans from our critical vendors, some of which host the Firm's major applications. CRT's clearing firms, Pershing LLC and The Bank of New York Mellon (BNY Mellon,) back up the Firm's important records in a geographically separate area.

Varying Disruptions

Significant business disruptions can vary in their scope, such as only the building housing our firm, the business district where our firm is located, the city where we are located, or the whole region. Within each of these areas, the severity of the disruption can also vary from minimal to severe. Our recovery time objective for business resumption, including any necessary relocation of personnel or technology is four (4) hours. This recovery objective may be negatively affected by the unavailability of external resources and circumstances beyond our control. In the event of a significant business disruption , CRT will provide updates through www.crtllc.com .

For more information - If you have questions about our business continuity planning, please contact us at (203) 569-6400.